Massage studio tips and service charges need separate tax, payroll, and payment workflows. A voluntary client gratuity can be a tip, while a mandatory auto-gratuity or service charge generally is not. Card tips must be attributed and reported correctly, service-charge distributions to employees are generally wages, and payout rules differ...
Can Clients Pay for Massage With HSA or FSA Cards? Letters of Medical Necessity, SIGIS Rules, and Terminal Setup
HSA FSA cards for massage therapy may be used when the expense qualifies as medical care rather than general wellness, but eligibility and card approval are separate issues. Medical documentation may support a claim, while the merchant category, card issuer, benefit plan, and payment setup can still determine whether a...

